Sahulat Account Investment Limit Raised for Investors
Sahulat Account Investment Limit Raised as the Securities and Exchange Commission of Pakistan announced an increase in the investment cap for investors using the simplified account system in the Pakistan Stock Exchange.
According to the regulator, the maximum investment limit through the Sahulat Account facility has been raised from Rs1 million to Rs3 million, a move aimed at encouraging broader participation in the country’s capital markets.
Officials say the change is part of ongoing efforts to make stock market investment easier and more accessible for new and small investors.
What is a Sahulat Account?
The Sahulat Account is a simplified investment account designed to help individuals enter the stock market with minimal documentation and a streamlined process.
Introduced by the Securities and Exchange Commission of Pakistan, the system allows investors to open accounts with registered brokerage firms and start investing in listed companies through the Pakistan Stock Exchange.
Under the latest policy update, investors can now maintain Sahulat Accounts with multiple brokerage firms, although they are allowed to hold only one Sahulat Account with each broker.
Regulators say the system was developed to remove barriers that previously discouraged individuals from participating in capital markets.
Investment Cap Increased to Encourage Participation
The SECP said increasing the investment limit from Rs1 million to Rs3 million will allow investors greater flexibility and encourage more participation in equity markets.
Officials believe the change will particularly benefit first-time investors, young professionals, and small savers who want to invest in stocks but prefer a simplified account structure.
By raising the limit, authorities hope to expand the number of retail investors in Pakistan’s stock market and improve liquidity within the capital market.
Experts say increased retail participation is important for strengthening financial markets and promoting investment culture in the country.
Simple Online Account Opening Process
Another key feature of the Sahulat Account is the simple account opening process.
According to the SECP, the account can be opened using only a national identity card, and the process is also available through online platforms, making it more convenient for investors.
This digital approach allows individuals to start investing without visiting brokerage offices, which has made the process faster and more accessible.
Officials say the simplified system is designed to attract more investors who previously considered stock market participation complex or time-consuming.
Growing Number of Stock Market Investors
Data shared by the SECP shows that the number of individual investor accounts in the Pakistan Stock Exchange continues to grow.
Currently, there are approximately 542,000 sub-accounts held by individual investors in the stock market.
In addition, around 144,000 accounts exist under investor accounts and Roshan Digital Accounts, reflecting increasing participation by both local and overseas Pakistanis.
Regulators believe further reforms and digital services could continue to expand the investor base.
Warning Against Unregulated Investment Platforms
The SECP has also urged investors to remain cautious when choosing investment platforms.
Authorities warned the public against using unauthorized foreign investment platforms, which may not be regulated under Pakistan’s financial laws.
Instead, investors are advised to invest through the Pakistan Stock Exchange and licensed brokerage firms, ensuring that their investments remain protected under local regulatory frameworks.
Officials also encouraged young investors to explore opportunities in the capital market through the Sahulat Account system, which provides a regulated and secure way to invest in stocks.